Keeping Insurance Rates Low After Adding Teen Drivers

Having A Baby? 3 Essential Actions To Safeguard Your Family’s Financial Health

Expanding your family is an exciting new stage of life, yet it is also important to look at things from all perspectives. When you choose to have a baby, you are taking on a variety of new responsibilities. It's important to focus on getting your financial health to optimally provide for your baby on a short-term and long-term basis. Here are three things you need to do to safeguard your family's financial health for you, your spouse, and the new addition to your family unit. Read More 

Shopping For Auto Insurance? Look For These 3 Things

Are you in the process of looking for a new auto insurance provider? If so, you might have noticed that the many providers out there are offering similar coverage for your basic needs. If you want an insurance provider that can really stand out from the rest, you need to look beyond the policy that they are offering you. Here are 3 things to look for when finding a new auto insurance provider. Read More 

Evaluating Your Auto Insurance Needs

When you're shopping for an auto insurance policy, it helps to have in mind the type of coverage you're looking for. Are you trying to find a minimum coverage policy, or do you want to opt for extra coverage types. If you're unsure of the answer to this question, here are some steps that you can take to evaluate your needs. Step 1: Locate Your State's Minimum Insurance Requirements The first step would be to find out your state's requirements for auto insurance coverage. Read More 

3 Coverages To Look At – Besides Primary Dwelling Coverage – When Getting Home Insurance

When purchasing home insurance, whether through a place like Germain Insurance Agency or a similar agency, you're getting protection for much more than just the house you live in. Home insurance policies offer many coverages, which can provide important protections beyond insuring your home against fire, theft and other similar hazards. When you go to purchase home insurance, make sure you consider these other coverages in addition to your primary dwelling coverage. Read More 

Car Insurance Discounts For New Drivers And Students

New drivers and students often encounter the highest insurance premiums. It's understandable -- they are also statistically most likely to get into an an accident. But insurance companies understand that students and new drivers often can't pay too much for their insurance. For that reason, there are some discounts provided. Taking a Driving Course In many states, a driving course is not required for those who get their license after a certain age. Read More