If you have just married the love of your life, the last thing that you might be thinking about is your car insurance. However, if you haven't done so yet, you should know that this is an important step to take. If the two of you have insurance through different providers, you may want to compare your options to see which one will be cheaper as a combined policy. Regardless of which company you choose, however, consider these reasons why this is an important step to take when you return from the honeymoon.
1. You Might Be Required To
Many insurance companies require that anyone who is of driving age in a household should be on the same policy. Others require that a person's spouse be listed on his or her insurance policy, even if that person is not a licensed driver. By making sure that both of you are on the policy, you can help ensure that you are fully compliant with any requirements that might be in place by your insurer.
2. You Might Save Money
Some people don't realize it, but combining your insurance policies might help you save money. Some auto insurance providers actually use being married as a factor that goes into how much they charge, so you could save money instantly by letting your insurance company know that you have tied the knot. Plus, you may qualify for a multi-car discount or other discounts. It's a great way to save money, which is always a good thing after a pricey wedding and honeymoon.
3. You'll Be Covered
Now that the two of you are married, there is a chance that you might share vehicles more than you think. You might take your spouse's car in for an oil change, or he or she might drive your car to work one day for one reason or another. If you aren't both listed on the same policy, this could cause problems if there were an accident. If you combine policies, however, you'll make sure that you are covered for whatever might happen, which can provide peace of mind for your new marriage.
As you can see, there are a few reasons why it's smart to combine auto insurance policies if you are newlyweds. If you are unsure about the process, consider calling your insurance agent to let him or her know that you have gotten married and to get some insight as to what you should do next. To learn more, contact an insurance company like LA Insurance.